Benefits

You can find current rates, brochures, forms, contact information and websites on this page. Still have questions? Send Jen an email.

Health Insurance

Rates & Summaries for Current Employees

• Fiscal Year 2021 Rates (Effective July 1, 2020) (PDF)
• No changes to existing benefits
• Summaries:
  • BCBS Network Blue (PDF)
  • Harvard Choice Net (PDF)
  • BCBS Master Medical (PDF)

Rates & Summaries for Retired Employees

• Includes both City and MTRS Retirees
• Fiscal Year 2021 Rates (Effective Jan 1, 2021) (PDF)
• No changes to existing benefits
• Summaries for Non-Medicare Plans
  • BCBS Network Blue (PDF)
  • Harvard Choice (PDF)
  • BCBS Master Medical (PDF)
• Summaries for Medicare Supplemental Plans:
  • Tufts Medicare Preferred (PDF)
  • BCBS Managed Blue for Seniors (PDF)
  • BCBS Medex3 (PDF)

Dental Insurance

Rates & Summaries

• No changes to rates or benefits for Fiscal Year 2021
• Current Employees:
  • Altus Dental - Basic Option (PDF)
  • Altus Dental - Enhanced Option (PDF)
• Retirees (City and MTRS)
  • Altus Dental - Retiree Plan (PDF)

Additional Benefits for Current Employees

Coronavirus Response

See the Department of Labor website for more information about the new Families First Coronavirus Response Act (FFCRA) (PDF).

Good Health Gateway

• Diabetes Care Rewards Program for current employees (and family members) enrolled in a City health insurance plan
• Program Information (PDF)
• $0 Rx Copay Information (PDF)
• Call: 800-643-8028
• Website: Good Health Gateway website

Flexible Spending Accounts

• Next enrollment period is November 2020 for calendar year 2021
• Cafeteria Advisors, Inc
• Website: Cafeteria Plan Advisors, Inc. website
  • Health Care Account
    • Eligible Expenses (PDF)
    • Health Care Claim Form (PDF)
  • Dependent Care Account
    • Dependent Care Claim Form (PDF)

Employee Assistance Program

• Mullen Consulting Brochure
  • Call or text: 978-304-6551
• MIIA(Massachusetts Interlocal Insurance Association)
  • Call: 800-451-1834

Beverly Municipal Federal Credit Union

• Call: 978-922-5254
• Website: Beverly Municipal Federal Credit Union website

Deferred Compensation Plans

• Nationwide
  • Contact Paul Bertrand
    • Call: 617-699-0121
    • Email Paul Bertrand
• Great West/Empower Retirement
  • Contact Larry Guelfo
    • Call: 781-581-0233
    • Email Larry Guelfo
• AXA/Equitable
  • Contact Jesse Margolius
    • Call: 617-447-9418
    • Email Jess Margolius