Benefits for RETIREES *not* enrolled in MEDICARE

FY24 1.1.24 Health Rates for Retired Employees

Retiree Health Insurance Rate Sheet (PDF)


RETIREE HEALTH INSURANCE:

Non-Medicare Plans (for retirees not yet age 65 and/or not enrolled in Medicare):

BCBS Network Blue New England HMO

Additional Network Blue Info:

Harvard Choice Net HMO

  • Monthly Rate for Individual plan $195.34
  • Monthly Rate for Family plan $510.32
  • 16% increase for FY24
  • Harvard Choice Plan Summary (PDF)
  • Plan requirement: must live in New England

BCBS Master Medical Indemnity

  • Monthly Rate for Individual plan $418.28
  • Monthly Rate for Family plan $1041.47
  • 16% increase for FY24
  • Master Medical Plan Summary (PDF)
  • Nationwide coverage
  • No changes to plan basics

Annual Enrollment is every May (with a July 1st effective date)


RETIREE DENTAL INSURANCE:

Altus Dental - Retiree Plan

  • Monthly Rate for Subscriber Only: $47.24
  • Monthly Rate for Subscriber +1: $94.48
  • 0% increase for FY24
  • Altus Retiree Dental Plan Summary (PDF)
  • Coverage is throughout United States
  • Annual Enrollment is every May (with a July 1st effective date)